Please see below for our most recent articles, blogs and posts.

Blog Articles

Meet the Team: Shaun Rowe

23 December 2021

    Shaun joined the firm in February 2017 with no prior insolvency experience, but took the job instantly. He was awarded with his CPI qualification in 2019 in which he achieved first place in England & Wales.

    Shaun lives in Kingsbridge with his young son which is minutes away from some of Devon’s finest beaches.

    A select few of you may have met him already but unfortunately the pandemic had...

    Autumn 2021 Newsletter

    02 December 2021

      As the year draws to a close, here is a roundup of the past three months taken from our Autumn 2021 newsletter. Please contact if you would like to subscribe to our newsletter.


      Are the New Restructuring Plans suitable for SMEs?

      Like Schemes of Arrangement (‘Schemes’), Restructuring Plans (‘Plans’) are a ‘debtor in possession’ process – there is no insolvenc...

      Meet the Team: Ken Cole

      01 October 2021

        Many of you may know Ken already, as  has he has been with RJS for over 20 years.  Ken qualified as an Insolvency Practitioner in 2006 and has built up a vast amount of experience in all aspects of insolvency over the years.  

        Ken is based in Ivybridge where he lives with his wife and two sons.   


        What is your role at RJS?

        I am a case manager at RJS, which involves ensuring all stat...

        Summer 2021 Newsletter

        07 September 2021

          After an highly eventful summer for all of us, here is our roundup of the past three months in our seasonal recap. All this information and more can be read early by subscribing to our newsletter.

          Breathing Space Schemes launched


          The Breathing Space Scheme launched on 4 May 2021 to provide individuals with legal protections from their creditors for 60 days with most interest and penalt...

            Steve joined the team in February 2020 having previously worked in legal accounts for over 15 years. Not many of you will have had the pleasure of meeting him yet though as the pandemic has put that on hold.

            Steve has already shown himself to be a real asset to the team, demonstrating a natural flare for insolvency casework and flying through his introductory insolvency courses and associ...

              As part of their Back to Business campaign, R3 has launched a free guide for company directors that explains how to spot signs of financial distress, the options open to them for resolving it, and where to find sources of regulated advice.

              The guide:  

              • Provides a one-stop guide to the main options that are available to resolve corporate financial distress;
              • Explains how the insolv...

                With nearly two decades worth of experience at Richard J Smith, there isn't much that our longest serving Insolvency Administrator, Karen Quant, hasn't encountered. Learn a little bit more about her in our latest Q&A!

                What is your role at RJS?

                I am an Insolvency Administrator here at RJ Smith & Co having joined the firm in September 2001, so this year is my 20 year anniversary, wow I feel...

                  On the 4th May 2021, the government launched the long-anticipated Debt Respite Scheme, branded as ‘Breathing Space’, allowing those in problem debt to have 60 days to seek advice or take steps to deal with their debts without further interest or charges being levied, and crucially creditors cannot take enforcement action against debtors in the scheme.

                  Further information for those in debt ...

                    Many of you will have known Hamish Adam for many years already, with Hamish having worked in accountancy and in the world of Insolvency since 1990 at a smaller firm Robson Taylor in Bristol & Bath then at Ernst & Young in Exeter and qualified as a Licenced Insolvency Practitioner in 2000

                    Hamish is based in Exeter with his wife and adult children but spent much of his working life working ...

                    Spring 2021 Newsletter

                    09 April 2021

                      Pre-pack Administration reforms approved by Parliament

                      New pre-pack regulations were approved by Parliament and will come into force on 30 April 2021. The new regulations provide for sales of business assets to connected parties in Administrations to be scrutinised. In summary, an Administrator will be unable to dispose of all (or a substantial part) of the company’s assets to a person co...

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